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If there’s one small decision that can make a big difference in how smooth your trip goes, it’s traveling with a credit card, not just a debit card. Many travelers assume their debit card is enough because it’s linked directly to their bank account. And while you can use a debit card abroad, it comes with way more risk, limitations, and stress than most people realize. Credit cards give you protection that debit cards don’t. When you’re traveling, things don’t always go perfectly. Hotels...

If you’re planning any kind of international travel, one of the most important decisions you’ll make early on is which type of passport to get, and this is where a lot of travelers accidentally choose wrong. Always apply for the passport book, not the passport card. The passport card is often marketed as a cheaper, smaller, more convenient option. And while that sounds appealing, it comes with very real limitations that can completely restrict your travel plans. The passport card is only...